Appraisal services for Connecticut homeowners in Fairfield, New Haven, Litchfield and Middlesex Counties.
Check out the top seven reasons Connecticut homeowners call on Conte Appraisal Group:
Need help determining the value of your home?
At Conte Appraisal Group, we understand the unique needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our valued client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Conte Appraisal Group, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Appraisals to remove PMI
A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are qualified in helping clients just like you delete unwanted and unneeded PMI insurance.
Challenge Tax Assessment
If you live in an area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from Conte Appraisal Group is your number one weapon.
Was your HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Conte Appraisal Group can provide you with an expert appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd wish to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.